:root{--bg:#07111f;--panel:#0e1d31;--line:#263a54;--ink:#f5f8ff;--muted:#a9b7ca;--cyan:#3ee8c3;--blue:#5da9ff;--gold:#ffc65c;--red:#ff7787;--max:1120px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:radial-gradient(circle at 80% 5%,#16395d 0,transparent 30%),var(--bg);color:var(--ink);font:16px/1.65 system-ui,-apple-system,Segoe UI,sans-serif}a{color:inherit}.wrap{width:min(var(--max),calc(100% - 32px));margin:auto}.top{position:sticky;top:0;z-index:20;background:#07111fdd;backdrop-filter:blur(14px);border-bottom:1px solid #ffffff12}.top .wrap{min-height:68px;display:flex;align-items:center;justify-content:space-between;gap:16px}.brand{font-weight:900;letter-spacing:.08em}.brand i{color:var(--cyan);font-style:normal}.langs{display:flex;gap:5px}.langs button{background:#ffffff0b;color:var(--muted);border:1px solid var(--line);padding:8px 10px;border-radius:9px;cursor:pointer}.langs button.active{background:var(--cyan);color:#04120f;border-color:var(--cyan)}.hero{padding:72px 0 50px}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:54px}.eyebrow{color:var(--cyan);font-size:12px;font-weight:800;letter-spacing:.16em;text-transform:uppercase}.hero h1{font-size:clamp(40px,7vw,76px);line-height:1.02;margin:12px 0 22px;letter-spacing:-.05em}.hero h1 span{color:var(--cyan)}.lead{font-size:19px;color:var(--muted);max-width:680px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.btn{border:0;border-radius:12px;padding:14px 19px;font-weight:800;text-decoration:none;cursor:pointer;background:var(--cyan);color:#04120f}.btn.secondary{background:transparent;border:1px solid var(--line);color:var(--ink)}.phone{max-width:360px;margin:auto;border:10px solid #17273b;border-radius:42px;background:linear-gradient(160deg,#11243a,#07111f);padding:28px 20px;box-shadow:0 30px 90px #0008}.phone:before{content:"";display:block;width:90px;height:7px;border-radius:9px;background:#273b52;margin:-12px auto 25px}.wallet{display:grid;gap:12px}.wallet>div{border:1px solid var(--line);background:#ffffff08;border-radius:16px;padding:17px}.wallet small{color:var(--muted);display:block}.wallet strong{font-size:25px}.ok{color:var(--cyan)}section{padding:62px 0}.section-head{max-width:730px;margin-bottom:28px}.section-head h2{font-size:clamp(30px,5vw,50px);line-height:1.1;margin:8px 0}.section-head p,.muted{color:var(--muted)}.need,.benefits,.risks{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{background:linear-gradient(145deg,#10233a,#0b1728);border:1px solid var(--line);border-radius:20px;padding:24px}.icon{width:45px;height:45px;border-radius:13px;display:grid;place-items:center;background:#3ee8c31c;color:var(--cyan);font-weight:900}.card h3{margin:16px 0 5px}.card p{color:var(--muted);margin:0}.flow{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;counter-reset:step}.step{position:relative;padding:23px 22px 23px 76px;background:#ffffff07;border:1px solid var(--line);border-radius:18px}.step:before{counter-increment:step;content:counter(step);position:absolute;left:20px;top:22px;width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--cyan);color:#04120f;font-weight:900}.step h3{margin:0 0 5px}.step p{color:var(--muted);margin:0}.refbox{background:linear-gradient(120deg,#17395c,#10283b);border:1px solid #3ee8c35c;border-radius:22px;padding:26px}.refurl{display:flex;gap:10px;margin:14px 0}.refurl input{min-width:0;flex:1;background:#07111f;color:var(--ink);border:1px solid var(--line);padding:13px;border-radius:10px}.calc{display:grid;grid-template-columns:1fr 1fr;gap:20px}.calcbox{background:#0d1c2e;border:1px solid var(--line);border-radius:20px;padding:25px}.range{display:flex;justify-content:space-between;gap:15px}.number{font-size:36px;font-weight:900;color:var(--cyan)}.warning{background:#2b1720;border:1px solid #ff778766;border-radius:20px;padding:25px}.risks .card{border-color:#ff77873b}.risks .icon{background:#ff77871a;color:var(--red)}.disclosure{border-top:1px solid var(--line);color:var(--muted);padding:35px 0;font-size:13px}.toast{position:fixed;right:20px;bottom:20px;background:var(--cyan);color:#04120f;padding:12px 16px;border-radius:10px;font-weight:800;opacity:0;transform:translateY(10px);transition:.2s}.toast.show{opacity:1;transform:none}@media(max-width:800px){.hero-grid,.calc{grid-template-columns:1fr}.phone{margin-top:20px}.need,.benefits,.risks{grid-template-columns:1fr}.flow{grid-template-columns:1fr}.hero{padding-top:45px}.top .wrap{min-height:62px}.brand{font-size:13px}}@media(max-width:480px){.wrap{width:min(100% - 22px,var(--max))}.refurl{display:grid}.actions .btn{width:100%;text-align:center}.hero h1{font-size:43px}}